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basic needs

12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence
www.toplevelsales.net

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping them figure out their finances and build a path to a strong retirement or even to financial independence / early retirement. Perhaps the most in-depth list was this one, where […]

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Wealth Is Not a Route to Happiness. What Is?
www.toplevelsales.net

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

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Questions About Skillet Meals, Balance Transfers, Status Symbols, and More!
www.toplevelsales.net

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Planning around low interest loans 2. Worried about financial crisis 3. Figuring out cremation costs 4. CPAs and taxes 5. Status symbols and […]

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How to Stop Living Paycheck to Paycheck
singlemomsincome.com

Roughly three-quarters of Americans live paycheck to paycheck. More than half of Americans have less than $1,000 in their savings account. And 16% of Americans live in poverty. Just looking at a few statistic is all it takes to convince most people that as a country, we’ve got money management backwards. BUT just because we […]

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The Magic of Hedonic Adaptation
www.thesimpledollar.com

If you’re wondering what on Earth “hedonic adaptation” is, keep reading. It’s a fancy term for something that’s actually pretty straightforward. The other day, I happened to find myself at a Whole Foods. Now, I don’t have anything whatsoever against Whole Foods. I think they sell a ton of good products there. Having said that, […]

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