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Some Thoughts on the Battle Between Minimalism and Preparedness
www.thesimpledollar.com

One of the biggest struggles I have in my life is this constant battle between two guiding values: minimalism and preparedness. I see great value in both of these things. In minimalism, I see the value of having fewer things to worry about and take care of, leaving me more time to actually do things […]

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Wealth Is Not a Route to Happiness. What Is?
www.toplevelsales.net

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

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The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently
www.toplevelsales.net

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

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My Family’s Favorite Free Winter-Time Activities
singlemomsincome.com

I’ve had this post in my drafts for over a month. I kept waiting until we got a good snow and I could snap some pictures of us building snowmen, enjoying the snow days off from school and of course, sledding! Only, it’s never happened. I don’t know what’s going on but welcome to the […]

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Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases
www.thesimpledollar.com

The biggest personal finance mistake I make on any sort of a regular basis is to visit a store of any kind where I know I’m going to be personally tempted, and to do so with money in my pocket. A board game store, a bookstore, a stationery/pen/ink store, a brewing supply store – I […]

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Questions About Local Banks, Weight Loss, New City Challenges, and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. IRA contribution and rollover questions 2. Saving for next home 3. Using banking to “buy local” 4. Figuring out where to live 5. […]

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Questions About Psychology, Repetitive Meals, CDs, Sore Throats, and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. The psychology of saving money 2. To refinance or not? 3. Parents selling off possessions 4. Highly repetitive meals 5. Personal growth and […]

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A Frugal Wedding Adventure: The Planning Phase
www.thesimpledollar.com

I recently got engaged. I managed to stay frugal throughout the entire process. The ring did not set me back three months’ salary. I got a reasonably priced ring made from a small operation in Chicago that uses reclaimed wood to make beautiful jewelry. It confused my family, who was baffled by its lack of diamonds, […]

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Frugality, Freedom, and Peace
www.thesimpledollar.com

A few days ago, my oldest son flushed the toilet on the main floor. When he did that, two things happened. First, the chain attaching the lever to the flapper became disconnected and the chain fell straight down under the flapper, so when the tank emptied, the flapper didn’t fall back in place. In other […]

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Questions About Wealthy Coworkers, Regretted Purchases, Money Anger, and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Poorest person at work 2. Getting angry over money issues 3. Regretted purchases 4. Mattress buying advice 5. Warehouse club versus regular grocer? […]

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31 Days to Financial Independence (Day 21): Starting a Side Business
www.thesimpledollar.com

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined strategies you might want to use if you’re looking to move on to a better job. Today, we’re going to to take a different […]

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