patience

Just a Little Patience: 14 Ways to Develop Restraint
www.thesimpledollar.com

A couple of years ago, I wrote an article about nine techniques I was using to teach myself patience, because patience was (and still is) one of the biggest challenges I’ve faced on the road to financial independence. The techniques that worked for me boiled down to three things. First, try to see situations in […]

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9 Tactics for Figuring Out If You Really Need a Tempting Purchase
www.toplevelsales.net

It’s a pretty familiar feeling for everyone at some time or another in their life. You’re doing some household chore and you realize that having some particular item would make this task more convenient, so you add that item to your shopping list. Or, maybe, you’re at the store and you see something that is […]

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Five Big Mistakes Beginner Cooks Make
www.toplevelsales.net

Americans now spend more money on bars and restaurants than they do on groceries. A major reason for the change is that we live increasingly busy, on-the-go lifestyles. However, there’s another factor that might be just as significant: Many Americans have poor cooking skills or simply aren’t comfortable in the kitchen. The problem is magnified […]

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The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently
www.toplevelsales.net

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

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Eight Money Mistakes the Middle Class Keeps Making
www.thesimpledollar.com

About half of Americans lived in middle-income households in 2014, according to Pew Research. This demographic includes families with incomes two-thirds to double the U.S. median household income – or those earning between $42,000 and $125,000 (with cost-of-living adjustments for expensive metropolitan areas). America’s middle class includes teachers, firefighters, and plumbers, but also engineers, construction managers, and […]

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Status Symbols and Spending Less
www.thesimpledollar.com

I had a wonderful Facebook message exchange with a reader named Pete, who gave me permission to summarize our conversation but not to quote it. Pete comes from a family where clothing is a huge status symbol. To dress in a nice suit at family events or in the community that he grew up in […]

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How to Save Money on Your Next Laptop
www.thesimpledollar.com

Even though I’m happy with my six-year-old computer, I can’t help but take interest when new laptops come onto the market. It’s like how you don’t stop noticing other people you’re attracted to just because you’re in a relationship. (Note to my fiancee: I only have eyes for you!) Because the variety of laptops is staggering, […]

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