Sensible

Some Thoughts on the Battle Between Minimalism and Preparedness
www.thesimpledollar.com

One of the biggest struggles I have in my life is this constant battle between two guiding values: minimalism and preparedness. I see great value in both of these things. In minimalism, I see the value of having fewer things to worry about and take care of, leaving me more time to actually do things […]

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9 Tactics for Figuring Out If You Really Need a Tempting Purchase
www.toplevelsales.net

It’s a pretty familiar feeling for everyone at some time or another in their life. You’re doing some household chore and you realize that having some particular item would make this task more convenient, so you add that item to your shopping list. Or, maybe, you’re at the store and you see something that is […]

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Balancing Financial Success and Life’s Big Moments
www.thesimpledollar.com

A little over a week ago, I responded to a mailbag question from Mary, who was struggling with the decision about whether to go on an expensive trip (that she could afford) with her ailing sister. She was worried about the long-term financial impact of this big expense and was weighing it against doing something […]

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How to Write a Great Simple Business Plan for a Small Side Business
www.thesimpledollar.com

Several weeks ago, I wrote an article on starting a side business as part of my larger 31 Days to Financial Independence series. In that article, I advocated strongly for writing a business plan for even a small little side gig: “Develop a real business plan for each idea. Take each of those three ideas […]

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Finding and Handling Your Money Boundaries
www.thesimpledollar.com

Everyone has boundaries. If you find yourself doing something that makes you bitter, it is time to reconsider. – Peter Singer, The Most Good You Can Do, p. 29 It’s going to happen at some point in your financial journey. At some point, you’re going to try a frugal tactic or even read an article […]

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How to Turn a Cupboard Cleaning Into a Great Meal Plan
www.thesimpledollar.com

Once every six months or so, I get really frustrated with the organization of our pantry and cupboards. Over the course of those months, Sarah and I have bought ingredients for various recipes and meals and simply tossed them in the pantry approximately near where they should be. That’s a convenient move in the moment, […]

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How to Avoid Beating Yourself Up Over Little Mistakes
www.thesimpledollar.com

I have this little voice in my head that likes to slam me for the missteps I make. If I eat too much at supper, that voice will say, “Are you completely lacking in self control or what? You didn’t need to eat like that! How disgusting!” If I spend money on something without thinking […]

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31 Days to Financial Independence (Day 27): Handling a Crisis
www.thesimpledollar.com

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined insurance options along with some strategies for maximizing the value one gets out of their insurance. Now, we’re moving on to a handful of […]

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31 Days to Financial Independence (Day 25): Investing and Saving for Other Goals
www.thesimpledollar.com

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we took a look at saving and investing for educational needs, which pairs up nicely with our earlier look at saving for retirement. Retirement and college […]

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Five Mistakes New Managers Make
www.thesimpledollar.com

Management training at most companies is a one-day seminar — if you’re lucky. As a result, a whole lot of new managers go directly from staff to boss, without much preparation in between. The situation creates a lot of opportunities to make mistakes — ideally the kind you learn from, not the kind that derail […]

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A Financially Sensible Plan for Handling Career Burnout
www.thesimpledollar.com

I faced what I consider to be “career burnout” at three points in my life. In 2004, I was getting burned out on uncertainty. My job for the few years prior to that was based on a series of short-term contracts and I was just getting fed up with not having any sort of stability. […]

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