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short term

Balancing Financial Success and Life’s Big Moments
www.thesimpledollar.com

A little over a week ago, I responded to a mailbag question from Mary, who was struggling with the decision about whether to go on an expensive trip (that she could afford) with her ailing sister. She was worried about the long-term financial impact of this big expense and was weighing it against doing something […]

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Wealth Is Not a Route to Happiness. What Is?
www.toplevelsales.net

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

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Questions About Retirement, Cookbooks, REI, and More!
www.toplevelsales.net

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Upside-down on older vehicle 2. Buy house now or later? 3. REI annual dividend question 4. Common knowledge versus perspective 5. Parents without […]

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A Deeper Look at Check-Cashing Services: Do They Really Provide an ‘Alternative Banking’ Opportunity?
www.thesimpledollar.com

A couple of weeks ago, Business Insider published an amazing article by Alex Morrell on check cashing that I think is well worth everyone’s time to read: An Ivy League professor who spent four months working in a South Bronx check-cashing store says we’re getting it all wrong. The article focuses on the research of University […]

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Questions About Bankruptcy, Cremation, Music, Philosophy, and More!
www.toplevelsales.net

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Time for bankruptcy protection? 2. Alternative options for cremation costs 3. Tough decisions in retirement 4. Technical writing options 5. What’s next after […]

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How to Write a Great Simple Business Plan for a Small Side Business
www.thesimpledollar.com

Several weeks ago, I wrote an article on starting a side business as part of my larger 31 Days to Financial Independence series. In that article, I advocated strongly for writing a business plan for even a small little side gig: “Develop a real business plan for each idea. Take each of those three ideas […]

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10 Simple Investments You Can Make in Yourself for a Huge Return on Your Money and Time
www.thesimpledollar.com

So often, we think of investments as being purely about dollars in and dollars out. If you put $10,000 into an investment with an average return of 7% a year, how much do you make after 10 years? Is it better to pay taxes on that money now, when you put it in, or when you […]

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31 Days to Financial Independence (Day 27): Handling a Crisis
www.thesimpledollar.com

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined insurance options along with some strategies for maximizing the value one gets out of their insurance. Now, we’re moving on to a handful of […]

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Questions About Local Banks, Weight Loss, New City Challenges, and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. IRA contribution and rollover questions 2. Saving for next home 3. Using banking to “buy local” 4. Figuring out where to live 5. […]

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Taking a Hard Look at Your Future Self
www.thesimpledollar.com

One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of the “future self.” “Future self” is pretty much exactly what you think it is: It’s you at some point in the future. It’s not an optimistic version of your future […]

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31 Days to Financial Independence (Day 23): Investing for Retirement
www.thesimpledollar.com

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we put a capstone on our discussions of how to spend less money and how to earn more money by looking at how they come together […]

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