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10 Simple Investments You Can Make in Yourself for a Huge Return on Your Money and Time
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So often, we think of investments as being purely about dollars in and dollars out. If you put $10,000 into an investment with an average return of 7% a year, how much do you make after 10 years? Is it better to pay taxes on that money now, when you put it in, or when you […]

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31 Days to Financial Independence (Day 27): Handling a Crisis
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“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined insurance options along with some strategies for maximizing the value one gets out of their insurance. Now, we’re moving on to a handful of […]

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Taking a Hard Look at Your Future Self
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One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of the “future self.” “Future self” is pretty much exactly what you think it is: It’s you at some point in the future. It’s not an optimistic version of your future […]

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Frugality, Freedom, and Peace
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A few days ago, my oldest son flushed the toilet on the main floor. When he did that, two things happened. First, the chain attaching the lever to the flapper became disconnected and the chain fell straight down under the flapper, so when the tank emptied, the flapper didn’t fall back in place. In other […]

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