credit bureaus

Three Things Nobody Tells You About Your Credit
www.thesimpledollar.com

If you’re like most Americans, you probably learned absolutely nothing about credit as a part of your high school or college education. As a result, many young adults enter the “real” world grossly unprepared when it comes to their credit management skills. This is very unfortunate since credit can have such a profound impact on […]

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Why Your Credit Score Could Get a Big Boost This July
www.thesimpledollar.com

It’s doubtful many of you know what the CDIA or the NCAP are, but you need to know, and you need to know right now. People who have tax liens or civil judgments appearing on their credit reports are about to get a huge Christmas present… in July. The credit bureaus this week announced they’re going to […]

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Unpaid Taxes and Your Credit
www.thesimpledollar.com

“…but in this world nothing can be certain, except death and taxes.”  –Benjamin Franklin Welcome to tax season. For many people in the U.S., filing taxes can be something to look forward to, namely those who will receive a refund. For other people, filing taxes can also be a stressful experience if you know you’re going […]

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How Late Can I Make a Payment Before It Shows Up on My Credit Report?
www.thesimpledollar.com

One of the more commonly misunderstood and misreported aspects of credit reporting is exactly when a late payment will show up on your credit report. And, taking it one step further, when a late payment will potentially harm your credit scores. Safe to say, it’s complicated — because of the voluntary nature of the credit reporting […]

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Equifax, TransUnion Fined for Deceptive Credit Score Marketing
www.thesimpledollar.com

The Consumer Financial Protection Bureau (CFPB) has ordered two of the nation’s three largest credit reporting agencies, Equifax and TransUnion, to pay more than $23 million in fines and restitution for the alleged deceptive marketing of their credit monitoring subscription products. The remaining credit reporting agency, Experian, has not been fined as part of the CFPB’s […]

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