Credit

Ink Business Preferred℠ Credit Card Review
www.thesimpledollar.com

While most business rewards cards tend to offer either cash-back or travel rewards, there is at least one business credit card that offers the best of both worlds. The works whether you want to rack up cash rewards for your business expenses or use your points to travel the globe. The best part is, you […]

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Self Lender Review: Build Credit and Savings at the Same Time
www.thesimpledollar.com

There are myriad reasons a good credit score is important, and having the ability to qualify for a car loan or credit card is just the tip of the iceberg. Without good credit, it can be harder to rent your own apartment without a co-signer. If you plan on becoming a homeowner in the future, […]

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How to find your credit history (and improve it)
www.iwillteachyoutoberich.com

Your credit history details all of your past credit transactions to give lenders a sense of how “safe” you are to lend to. And a good credit history can mean the difference of THOUSANDS over the life of loans such as your mortgage. FICO Score APR Monthly Payment Total Interest Paid 760 – 850 4.103% $967 […]

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What Is a Mixed Credit File, and How Do You Fix It?
www.thesimpledollar.com

Believe it or not, the credit reporting agencies (CRAs) actually make quite the effort to maintain accurate data and to post only correct information on your credit reports. They do this because credit reporting mistakes can be costly — and bad for their image, too. And, mistakes can lead to lower consumer credit scores and […]

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Data breach hits Saks, Lord & Taylor; 5 million credit, debit cards compromised – Syracuse.com
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Syracuse.com Data breach hits Saks, Lord & Taylor; 5 million credit, debit cards compromisedSyracuse.comIn this Oct. 25, 2017, file photo, a Lord & Taylor department store is pictured at Garden State Plaza in Paramus, N.J. ( Julio Cortez | AP ). Comment. 0 shares. By The Associated Press. A data breach at department store chains […]

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The Best Way to Help Your Child Establish Good Credit
www.thesimpledollar.com

If you’ve ever struggled with credit or debt problems in the past, you probably want to help your child avoid repeating your mistakes. On the other hand, if you’ve managed your credit soundly and understand the benefits of doing so, that’s a life-skill you’d probably like to pass on to your children. Regardless of your […]

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Why You Should Work on Your Credit (Even if You Never Plan to Buy a House)
www.thesimpledollar.com

While home ownership used to be a mainstay of the “American Dream,” rising housing prices and changing priorities mean not everyone wants to own a home these days. Many people prefer to have flexibility to move when they want, and just as many would prefer to let their landlord handle pricey upgrades and repairs. Plus, […]

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Chase Sapphire Reserve℠ is Not Your Daddy’s Credit Card
www.thesimpledollar.com

JPMorgan Chase puts out a card for the generation that ‘doesn’t want to buy stuff.’ The takeaways JPMorgan Chase offers the Chase Sapphire Reserve℠ for people who just want to experience the world Greater emphasis is placed on earning rewards you can actually use for trips, events, and more If you want to fill your […]

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You Can Earn These Credit Card Signup Bonuses More Than Once
www.thesimpledollar.com

If you love earning airline miles, hotel points, and cash-back with rewards and travel credit cards, you probably already know how lucrative signup bonuses can be. If not, you should start paying more attention to the cards you sign up for and their unique introductory promotions. While the top cash-back and rewards cards typically offer […]

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The Most Common Credit Card Fees and How to Avoid Them
www.thesimpledollar.com

Credit cards can be valuable financial tools if used responsibly, but that doesn’t mean there aren’t pitfalls to be aware of. One of the biggest is credit card debt — a consequence you’ll face if you charge more on your card than you can afford to pay back. Still, there are other pitfalls to be […]

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Why Do I Get So Many Credit Card Offers in the Mail?
www.thesimpledollar.com

It may not feel like it as you stuff a new batch of junk mail into the “to shred” pile, but having a mailbox flooded with preapproved credit card offers can be a good sign. Credit card issuers routinely send attractive card offers to consumers with good to excellent credit. Therefore, when you receive these […]

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