There have been so many times over the years when I’ve been caught up in the heat of the moment and spent more money than I should have. I either splurged on something completely forgettable or I bought something that I really didn’t need and wouldn’t have even wanted had I given it more reflection. […]
It’s a pretty familiar feeling for everyone at some time or another in their life. You’re doing some household chore and you realize that having some particular item would make this task more convenient, so you add that item to your shopping list. Or, maybe, you’re at the store and you see something that is […]
When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]
Recently, I had a long email conversation with a reader about 10 years younger than myself. He’s firmly a member of the millennial generation, whereas I’m right on the dividing line between millennials and Generation X. This reader’s argument centered around the idea that the deck is stacked against millennials far more than other post-World War […]
Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. An icebreaker in the Arctic Ocean From the description: 10 hours video of Arctic ambience with frozen ocean, ice cracking, snow […]
These cities had the biggest drops in home values, according to NAR.
Over the years, I’ve written about literally thousands of tactics for spending less money, earning more money, and putting that extra money to work to eliminate debt, build an emergency fund, save for retirement, or succeed at other goals. At a glance, most of those tactics seem really, well, simple. It’s not really rocket science […]
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. 401(k) fees and other options 2. Personal finance book recommendations 3. Roth IRA, 401(k), and taxes 4. Learn how to program cheaply 5. […]