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Five Big Mistakes Beginner Cooks Make
www.toplevelsales.net

Americans now spend more money on bars and restaurants than they do on groceries. A major reason for the change is that we live increasingly busy, on-the-go lifestyles. However, there’s another factor that might be just as significant: Many Americans have poor cooking skills or simply aren’t comfortable in the kitchen. The problem is magnified […]

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Wealth Is Not a Route to Happiness. What Is?
www.toplevelsales.net

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

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The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently
www.toplevelsales.net

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

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Finding and Handling Your Money Boundaries
www.thesimpledollar.com

Everyone has boundaries. If you find yourself doing something that makes you bitter, it is time to reconsider. – Peter Singer, The Most Good You Can Do, p. 29 It’s going to happen at some point in your financial journey. At some point, you’re going to try a frugal tactic or even read an article […]

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Use the Tools You Have Now Instead of Dreaming of the Tools You’ll Have Later
www.thesimpledollar.com

I had a great conversation recently with a gentleman in his early fifties who, upon being introduced to me and learning that I had been a full-time personal finance writer for several years, had been looking for a chance to have a conversation with me privately. Let’s call him Gene. It turns out that Gene […]

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Questions About Financial Coaching, Letterboxing, Bag Dumps, and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Certifications and financial coaching 2. Selling valuable items through mail 3. Starting college advice 4. Thinking of quitting my job 5. Restaurant bloat […]

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Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases
www.thesimpledollar.com

The biggest personal finance mistake I make on any sort of a regular basis is to visit a store of any kind where I know I’m going to be personally tempted, and to do so with money in my pocket. A board game store, a bookstore, a stationery/pen/ink store, a brewing supply store – I […]

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Inspiration from Confucius, Benjamin Franklin, Blaise Pascal, and More
www.thesimpledollar.com

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. An icebreaker in the Arctic Ocean From the description: 10 hours video of Arctic ambience with frozen ocean, ice cracking, snow […]

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Taking a Hard Look at Your Future Self
www.thesimpledollar.com

One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of the “future self.” “Future self” is pretty much exactly what you think it is: It’s you at some point in the future. It’s not an optimistic version of your future […]

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How to Find the Perfect (Frugal) Valentine’s Gift
www.thesimpledollar.com

When it comes to holidays that place unreasonable expectations on our wallets, Valentine’s Day has got to be the worst. Every time early February rolls around, we’re expected to throw our budgets out the window to show our love. If you really adore your husband, you’ll buy him a $5,000 watch or a new car […]

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A Financial Cleanse?
www.thesimpledollar.com

An old dear friend of mine has an absolute fascination with the idea of “cleanses.” She’s constantly trying out juice cleanses and organic fruit cleanses and other such things, with the idea of clearing her body and mind of “toxins.” I’ll be the first to admit that I doubt the usefulness of juice cleanses and […]

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