Frugality

16 Little Frugality Tips That Make a Surprising Difference
www.thesimpledollar.com

So, it’s not a secret to anyone who reads The Simple Dollar that I carry around a pocket notebook and a pen with me most of the time. I use it to jot down little thoughts or things that I want to remember and then, each evening, I go through it and follow up on […]

168
Like
Save
The Incredibly Valuable Role of Frugality in Investing
www.thesimpledollar.com

My wife and I have no debts at all. We own our own house with no mortgage – we paid off the whole thing. We spend substantially less than we earn. Taken those facts into account, people always ask why Sarah and I consistently make frugal choices. Why aren’t we going on great trips all the […]

123
Like
Save
Balancing Frugality and Caring Dog Ownership
www.thesimpledollar.com

A couple of years ago, our family made the collective decision to get a family dog. I wasn’t particularly sold on the idea, but my wife and all of our children clamored to have a dog at home, so I agreed. During the process of finding a dog and the subsequent process of owning and […]

128
Like
Save
Frugality, Productivity, and the Local Maximum
www.thesimpledollar.com

Bear with me a little bit as I go down a (hopefully interesting) side path. A few days ago, I read an interesting article by Cory Doctorow entitled How to Do Everything: Lifehacking Considered Harmful, on the issue of how most productivity strategies such as having an organized to-do list helps you find the most […]

0
Like
Save
The Real Rewards of Frugality and Financial Independence
www.thesimpledollar.com

Whenever I meet someone face to face and they ask what I do, I tell them I’m a writer and that I mostly write about money from the perspective of the average person, looking at how normal people make ends meet and can get ahead in the world, maybe even achieving a nice retirement or […]

0
Like
Save
Questions About Difficult Frugality, Paper Bags, Small Debts, Friendships and More!
www.thesimpledollar.com

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Some frugality not worth it? 2. Feeling unmotivated after financial setback 3. Salty, savory, and inexpensive? 4. Destroying documents without paper shredder 5. […]

0
Like
Save
18 Clever Ways to Make Frugality a Highly Social Endeavor
www.thesimpledollar.com

It’s easiest to be frugal when you’re flying solo. When all you have to think about is yourself and your own internal demands, it’s easier to make frugal choices. Often, the desire to be social or the desire to keep up with social demands can really eat into our finances, because the financial cost of […]

198
Like
Save
Putting Frugality in Context of a Busy Modern Life
www.thesimpledollar.com

Springtime is incredibly busy around our home. Our children each participate in a spring sport of their choosing (if they want to). They’re also finishing out their school year, which means a number of school activities are on the docket. We usually have family members that come to visit at some point during the month. […]

132
Like
Save
My Favorite ‘Little Wins’: 12 Simple Frugality Tips That Just Work
www.thesimpledollar.com

Over the years, I have shared literally thousands of frugality tips on The Simple Dollar. Most of them are useful tips – they will save you money – but not every tip works for everyone. Many of the tips I’ve shared on the site are ones where I can see from my own experience how […]

184
Like
Save
Comparative Advantage and Smart Frugality
www.thesimpledollar.com

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is bad, but because I filter the items on that list pretty quickly. First of all, there are items on the list that simply aren’t “worth it” for me. They don’t […]

107
Like
Save
Here’s How Much Your Insurance Goes Up After an Accident
www.thesimpledollar.com

Planning to file a claim with your auto insurance? If so, you should brace yourself for higher premiums. This warning comes courtesy of a joint study between InsuranceQuotes and Quadrant Information Services. According to the data, drivers who made claims in 2016 saw their policy premiums increase by an average of 44.1%. The study looked at the […]

0
Like
Save