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The Best Way to Help Your Child Establish Good Credit
www.thesimpledollar.com

If you’ve ever struggled with credit or debt problems in the past, you probably want to help your child avoid repeating your mistakes. On the other hand, if you’ve managed your credit soundly and understand the benefits of doing so, that’s a life-skill you’d probably like to pass on to your children. Regardless of your […]

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If you savor scallops, good news: Price drop may be in store – WABI
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WABI If you savor scallops, good news: Price drop may be in storeWABIPORTLAND, Maine (AP) – Good news for fans of scallops. They are already one of the most readily available higher-priced seafood items to consumers, and prices could fall this year. American scallop harvests have grown and are poised to go up again in […]

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Credit score for mortgage: The good, the bad, and the ugly
www.iwillteachyoutoberich.com

Your credit score is the biggest determining factor for your mortgage. Lenders look at other things like your income and job history, but none of that matters if your credit score is in the toilet. That’s why knowing the score you need for a mortgage is the first step in buying a house. What is […]

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The Science of Good Timing
www.thesimpledollar.com

They say timing is everything — and research actually seems to back that up, to some degree. But we still fumble with decisions about when to do things both basic and big, from when to go to the gym to when to quit a job or buy a house. While external factors place a lot […]

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Royal Caribbean: A Good Pro-Cyclical Play – Seeking Alpha
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Seeking Alpha Royal Caribbean: A Good Pro-Cyclical PlaySeeking AlphaBut I believe an investor in RCL should be well aware of the stock's sensitivity to consumer sentiment and discretionary spending. At least in the short term, I do not see many headwinds getting in the way of continued stock price appreciation. Royal …No Concerns in Caribbean […]

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The Power of Good Relationships and Thoughts on Building and Maintaining Them
www.toplevelsales.net

A few months ago, a friend of mine was reflecting about finishing up his masters degree in social work. He wasn’t so much worried about finding a job, but more concerned that he was really considering all of the opportunities available to him. Should he try to get a doctorate? Should he work in the […]

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Struggling Against Good Decisions with Bad Results
www.thesimpledollar.com

Back in the mid-2000s, I spent a year or two playing online poker as a side gig. At that point, when ESPN was hyping poker to the moon with endless replays of the World Series of Poker, lots of people were jumping onto online poker sites and just throwing money into tournaments without any sense […]

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The Power of ‘Good Enough’
www.thesimpledollar.com

Over the last few years, one of the biggest principles I’ve found in personal finance – and in any flavor of self-improvement – is that the perfect is always the enemy of the good. If you set yourself up so that the only acceptable result is perfection, you’re setting up a house of cards for […]

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Some Thoughts on Raising Children to Make Good Financial Choices
www.thesimpledollar.com

When I first started The Simple Dollar, I had one child, who was a toddler at the time. Since then, we’ve had two more children, and our oldest is now a preteen. Along the way, I’ve been very into the idea that I need to teach my children good personal finance practices. I want my […]

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Halloween: Scary Good Ways to Save Money This Year
www.thesimpledollar.com

The National Retail Federation estimates that Americans will spend a record $9.1 billion on Halloween this year, an average of $86 per household. Depending on your level of frugality, those numbers may shock you like no movie monster ever could. Don’t panic, though. It’s not that difficult to celebrate Halloween without a petrifying price tag. […]

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When Using Other Loans to Pay Off Student Debt Is a Good Idea
www.thesimpledollar.com

Most college students barely stop to think about the impact student loan debt may have on them in their future. After all, they’re looking for a solution to finance their education, now. The substantial debt they’re racking up to cover tuition and fees is another problem for another day. It isn’t until sometime after graduation, […]

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