It’s easiest to be frugal when you’re flying solo. When all you have to think about is yourself and your own internal demands, it’s easier to make frugal choices. Often, the desire to be social or the desire to keep up with social demands can really eat into our finances, because the financial cost of […]

John writes in: Recently, you mentioned in this article that you’ve set up some additional income streams to the point “where any income stream can go away and it won’t really adversely affect my family.” — I’m curious to know what they are and how you’ve achieved that. I’ve been listening and reading up on […]

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When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

Several years ago, I read a wonderful book called The Checklist Manifesto by Atul Gawande. I thought highly enough of the book after reading it that I wrote an article about it for The Simple Dollar, but what I didn’t realize at the time was that this book would subtly stick in my head like […]

I’ve worked as a virtual assistant in a few different capacities over the last four years and it’s been one of my favorite jobs. While I went the route of finding my own clients I know that everyone doesn’t want to do that. Time Etc. is a company established in 2017 that hires virtual assistants to […]

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Time for bankruptcy protection? 2. Alternative options for cremation costs 3. Tough decisions in retirement 4. Technical writing options 5. What’s next after […]

One of the best habits I’ve created when it comes to personal finance has been paying myself first. Without doing this there’s a good chance my savings would be nothing and I’d live paycheck to paycheck, even though my income has increased a lot over recent years. This is because it’s super easy to fall […]

Recently, I’ve been trying to carefully track my working time in order to get some sense as to how I spend my time, what times of the day I focus best, and so on. The goal is to make my work as efficient as possible. What I’ve found, though, is that the simple act of […]

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we looked at what you can do when your goals change, even in the midst of working toward a major personal finance target. Today, we’re going […]