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Improve

The Wisdom of Frugality: Why Simple Living Is Supposed to Improve Us
www.thesimpledollar.com

This is the second entry in an eight-part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. If you’re new to the series, feel free to hop back to the first entry. There is an underlying thread, both in philosophical writing and throughout history, that living a […]

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I Want to Improve My Finances, But I Just Don’t Have the Time…
www.thesimpledollar.com

I’ve written in the past about the “sandwich generation” – the group of people who are “sandwiched” between their children (the younger generation, or the lower crust of the “sandwich”) and the cost needed to raise them and their parents (the older generation, or the upper crust of the “sandwich”) and the costs and effort […]

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How to find your credit history (and improve it)
www.iwillteachyoutoberich.com

Your credit history details all of your past credit transactions to give lenders a sense of how “safe” you are to lend to. And a good credit history can mean the difference of THOUSANDS over the life of loans such as your mortgage. FICO Score APR Monthly Payment Total Interest Paid 760 – 850 4.103% $967 […]

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The Power of the 30-Day Challenge: 10 Challenges That Can Improve Your Finances This Month
www.thesimpledollar.com

One of my favorite practices to undertake in my life is a 30-day challenge. It’s something I do almost every month in an effort to regularly find better ways of living, whether it’s a more efficient way to work or a healthier habit in my daily routine or something else entirely. The goal of a […]

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7 Easy Ways to Improve Your Finances This Year
singlemomsincome.com

Setting big and challenging goals is often overrated. If you consider yourself determined and want to achieve a lot, there’s nothing wrong with this but your goals need to be attainable. If you’re an overacheiver like me, you also run the risk of setting way too many goals and not being able to get much […]

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How to improve your credit score in 4 systems
www.iwillteachyoutoberich.com

Improving your credit score is potentially worth nearly $100,000. Consider two people: Abby, who has great credit (760) Derek, who has poor credit (620) In their 30s, they decide to buy houses of similar prices. How much do you think they each pay? Spoiler alert: Not the same amount. Check out the graph below: Source: […]

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What Would You Do to Improve Yesterday?
www.thesimpledollar.com

Over the last several years, I’ve come to believe that if you do four things daily, you’ll see steady improvement in your life: meditate/pray, get some exercise, get plenty of sleep, and write a reflective journal entry. I’ve made it my goal to do those four things every single day. Today, I want to focus […]

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How to Improve Your Relationship With Credit Cards
singlemomsincome.com

The use of credit cards can be a hot and cold issue for some people. The fact that the average American household carries $16,748 in credit card debt is alarming, but doesn’t necessarily mean that credit cards are bad or the root problem. I remember growing up and hearing credit card horror stories from others […]

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