incredibly

The Incredibly Valuable Role of Frugality in Investing
www.thesimpledollar.com

My wife and I have no debts at all. We own our own house with no mortgage – we paid off the whole thing. We spend substantially less than we earn. Taken those facts into account, people always ask why Sarah and I consistently make frugal choices. Why aren’t we going on great trips all the […]

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12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence
www.toplevelsales.net

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping them figure out their finances and build a path to a strong retirement or even to financial independence / early retirement. Perhaps the most in-depth list was this one, where […]

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4 simple steps to get out of debt fast — no matter how much you owe
www.toplevelsales.net

There’s no sugar coating it: Debt sucks. f you’re one of the 80% of Americans who are in debt, you probably have a TON of reasons as to why — and it might not even be your fault. After all, we don’t come out of the womb knowing how debt works. There’s no “pay off […]

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Six Simple Steps for Cooking at Home If You’ve Never Really Done It Before
www.toplevelsales.net

Several years ago, I wrote a brief article on the first steps someone should take if they’re new to cooking at home. For some reason, I spent half the article outlining reasons why someone might be new to cooking at home, citing statistics about fast food and takeout use. Suffice it to say, many Americans […]

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Inspiration from Bob Ross, Aala El-Khani, Marie Forleo, Walt Whitman, and More
www.toplevelsales.net

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Marie Forleo on clarity “Clarity comes from engagement, not thought.” – Marie Forleo To put it another way, action often makes […]

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A Guide for Busy People Who Want to Build New Income Streams
www.toplevelsales.net

John writes in: Recently, you mentioned in this article that you’ve set up some additional income streams to the point “where any income stream can go away and it won’t really adversely affect my family.” — I’m curious to know what they are and how you’ve achieved that. I’ve been listening and reading up on […]

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Balancing Financial Success and Life’s Big Moments
www.thesimpledollar.com

A little over a week ago, I responded to a mailbag question from Mary, who was struggling with the decision about whether to go on an expensive trip (that she could afford) with her ailing sister. She was worried about the long-term financial impact of this big expense and was weighing it against doing something […]

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Wealth Is Not a Route to Happiness. What Is?
www.toplevelsales.net

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

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The Power of the Spice Rack: How Simple Spices, Aromatics, and Other Simple Additions Can Transform Bland Staples Into Amazing Foods
www.thesimpledollar.com

I am a huge advocate for making low cost meals at home. It’s been one of our biggest money savers over the past several years, trimming our cost per meal for our family well below $1 per meal, which means we can feed a family of five for about $400-450 per month, and we do […]

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The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently
www.toplevelsales.net

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

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Looking for New Work? Five Key Things You Can Do Beyond Sending Out Resumes and Applications
www.thesimpledollar.com

It’s an almost automatic response. You need a job, or you’re unhappy at your current job. What do you do? You start applying elsewhere. You look up online job listings. You fill out applications. You send out resumes and cover letters. While that’s definitely a key step in the process, you’re often just tossing your […]

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